What To Do If I Can’t Make My Mortgage Payments?

Few people who sign a mortgage intend to miss paying for it. However, unwanted situations can emerge, and things can get out of your control. Are you behind on your mortgage payments? If so, don’t worry, you still have options and can walk away without harming your credit score. 

At Bogino Properties, we can help you out by buying your home even if it’s about to face foreclosure. If you live in Atlanta, Georgia, or its surrounding areas, we got you. 

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Review Your Options On How To Stop Foreclosure

The thread of falling into foreclosure begins when you’re about sixteen days overdue on your mortgage loan payment. If you have gotten to this stage, it’s time to take action before things get more serious. As someone who is at the brink of foreclosure, you should review your options, choose the one that suits your case better, and then take action. 

If you’re wondering what your options are, here we share a few:

Mortgage repayment plan

Considering you can get back on track with your mortgage payment, you can get an agreement with your lender and rework a payment plan. He or she will surely understand your situation and allow you to pay off your missed payments.

Rate and term refinance

You can replace an existing mortgage with a brand new home loan. It’ll be like starting all over since the loan comes with a new rate and new mortgage terms. This works as if the existing mortgage is being paid off by the opening of the new refinance loan, transferring the old loan balance to the new one. 

Short Sale

This is where we come in. At Bogino Properties, we offer you the chance to buy your home, helping you avoid foreclosure. The advantage of selling your house to us is that we can make you a fair cash offer for it even under this situation. Moreover, the selling process with us won’t take long months. We’ll present you with a suitable option within no more than 48 hours.   

Why Bogino Properties LLC?

At Bogino Properties, we genuinely care for the wellbeing of our clients. Over the years, we have experienced all kinds of mortgage cases with people under more severe conditions than others, and we have been able to help them all. 

We’re known for making a fast process during the entire sale procedure, asking little to no involvement on behalf of our Atlanta clients. Plus, after reviewing your case, we’ll be able to offer you cash for your home, and close in as little as seven days, depending on your situation. 

GET IN CONTACT WITH US NOW AND STOP FORECLOSURE

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